Wheat Harvest Fails
Poor weather conditions this year kill off all wheat fields in the area.
You lose all wheat crops. If you have a crop insurance, it pays out, and crop yield is calculated in the normal way.
The player loses all wheat crops this year, unless he has a crop insurance.
Article discussing experiments to improve wheat yields in Ethiopia:
Researcher are running climate model simulations on supercomputers in order to assess the risk of simultaneous crop failures (2017):